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Young Driver Car Insurance

Win a Brand New Electric Fiat 500** & Drive Away in Style Get Quote *Available at time of display. 15% discount or €50 off car insurance will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts applied consecutively, new business customers only. Best Price available online.
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Promotion - competition - An Post Insurance

Win a Brand New Electric Fiat 500

**All customers who purchase a new car insurance policy between 01.08.24 and 31.01.25 can enter into a promotion with the opportunity to win a brand new Electric Fiat 500e Icon worth over €32,000.

We're Human About Car Insurance

As a new or young driver, car insurance can often be complicated. We want to make it as easy as possible for you to get on the road. That’s why we offer you a simple plan with amazing benefits, all from a brand you can trust. Learn more about our young driver car insurance.

Why Choose An Post Insurance for Young Drivers Cover?

We know what’s important to young drivers and your car insurance cover. That’s why we’ve partnered with a range of providers so you can get the right policy and benefits that work best for you. You can even upgrade your policy with our optional extras, for added peace of mind. Learn more about our car insurance features and benefits.

Emergency Breakdown Assistance | Car Insurance
24hr Breakdown Rescue Cover

Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (1).

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Driving Other Cars

Third-party cover to drive other private cars that are not owned by you, for those occasions you may need to drive someone else’s car (2).

Windscreen Cover | Car Insurance | An Post Insurance
Windscreen Cover

Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (3). 

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Discount for No Penalty Points

Some of our insurers offer a discount to drivers who have appropriate licences, with zero penalty points for driving offences in the Rep. of Ireland (4).

1) Breakdown Assistance is covered as standard for all policies underwritten by Aviva, AIG and FBD. For policies underwritten by Allianz, Breakdown Assistance is only included on Comprehensive cover. Refer to your Policy booklet for applicable terms and conditions relating to Breakdown Assistance Cover.
2) Cover is provided for eligible occupation, age and licence types only. Geographical and vehicle restrictions apply.
3) Applies to third-party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva and Allianz policies only. Can be added to Aviva & Allianz third-party fire & theft policies at an additional charge. It is not necessary to purchase this optional extra in order to purchase a policy.
4) Available on AIG and Aviva car insurance policies only.

Discounts  | Insurance Ireland | An Post Insurance

Up to 75%^ No Claims Discount

On your Car Insurance, if claims free for 5 years.

^Of the four car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only. Subject to a minimum premium.

How we Help Young Drivers

How we can help | Customer Care | An Post Insurance
Wallet-Friendly Protection

We know that everyone wants to get great value car insurance, so we offer competitive prices and an online discount to help lower the cost of cover. (5)

How we can help | Customer Care | An Post Insurance
Stress-Free Cover

We offer great cover, with many benefits included as standard. We work with a number of insurers to help you find a policy that suits your needs.

How we can help | Customer Care | An Post Insurance
Benefits and Bonuses

Our insurers provide a wide range of benefits including 24 hour Breakdown Assistance (1). They also offer a bonus if you are claims-free.

How we can help | Customer Care | An Post Insurance
Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.

5) Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts are applied consecutively, new business only.

Win a car | Young Drivers Car Insurance | An Post Insurance
Get Young Driver Insurance Now

Get a quote online now. Let’s see if we can help you avoid costly bumps in the road. Compare our car insurance plans or check out our full range of benefits.

Get a Quote

We value your feedback

This is my second year insuring my car with An Post Insurance, which is unusual for me. Normally the premium in year 2 is much higher than year 1 & I insure elsewhere! Not so with An Post Insurance. I got a better quote & policy this year. Everything about the entire process was hassle-free. Simple payment method & I received my documents, including insurance disc, in the mail the next day! An Post Insurance are definitely worth checking out... Martina 02 - Sept - 2024

Top 5 Car Insurance FAQs

We’ve gathered together all the details you need to better understand your policy cover options as a young driver. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?

Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are a certain age and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.  Please see your specific Underwriter below for further details.

AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.

FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.

Allianz Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged between 30 to 70,  holding a full clean Irish, UK or EU driving licence & no more than 6 penalty points or 2 fixed charge notices.

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim.

Allianz policies, Stepback included as standard. For full breakdown of their NCD scales please see their policy booklet here.

For AIG, Aviva & FBD your No Claims Discount will reduce as follows:

AIG policies

  • 55% to 30%,
  • 50% to 30%,
  • 40% to 20% or
  • 30% to 10%

Aviva policies

  • 50% to 20%,
  • 40% to 10% or
  • 30% or less to nil

FBD policies

  • 75% to 55%,
  • 70% to 55%,
  • 65% to 55% or
  • 55% to nil
  • 35% to nil

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

For an additional premium, our protected No Claims Discount option allows you to have either one or two unlimited claims in a three year period, without losing your No Claims Discount depending on your policy underwriter. (We will not take account of  windscreen, fire or theft claims.)

For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page. 

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

For an additional premium, and depending on your Policy Underwriter, Protected No Claims Discount with Step-Back option allows you to have either one or two unlimited claims in a three-year period, without losing your No Claims Discount.  (We will not take account of  windscreen, fire or theft claims.)

For subsequent claims, the Step-Back No Claims Discount will then apply.

For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page. 

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.

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