Electric Car Insurance Coverage
Electric cars are becoming more and more popular. Whether it’s down to saving money, reducing maintenance, or pursuing more sustainable options, there’s been a significant rise in EVs and hybrids on our roads! Worried about how you can protect your electric vehicle or thinking of making the switch? Electric car insurance can be complicated – but it doesn’t have to be.
Why choose EV insurance with us?
We know you’ll want value from your electric car insurance. We offer competitive prices to help lower the cost of your cover.
You’ll find fantastic cover and care with us – with a wide range of benefits to choose from we can help you create a unique, tailored policy for your individual needs.
We work with a range of insurers in the market to help you find a policy that suits you and your EV.
We’re powered by people like you, ready to support our EV and hybrid drivers and find you the best car insurance policy. Our experienced team is on hand to get you the help you need.
Electric Vehicle Benefits
Thinking of making the change? Whether you choose an electric or hybrid vehicle, there are benefits to more sustainable driving!
Charging an electric vehicle costs approximately one third of the cost of petrol per km. Overnight charging could cost as little as €3!*
Owning an EV or hybrid means less visits to the mechanic meaning your maintenance costs will may be significantly lower.
With no exhaust emissions from electric cars, they produce less harmful air pollution. Some electric cars are even made from renewable materials!
Zero exhaust emissions make electric cars better for our overall health. They’re quieter than other cars too meaning no noise pollution!
*Source - ESB & SEAI (21.02.2022)
The Future is Electric at An Post Insurance
At An Post Insurance, sustainability is at the centre of our priorities. Adapting for our customers is what we do best - whether that means protecting their petrol, diesel, electric, or hybrid cars. Learn more.
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This is my second year insuring my car with An Post Insurance, which is unusual for me. Normally the premium in year 2 is much higher than year 1 & I insure elsewhere! Not so with An Post Insurance. I got a better quote & policy this year. Everything about the entire process was hassle-free. Simple payment method & I received my documents, including insurance disc, in the mail the next day! An Post Insurance are definitely worth checking out... Martina 02 - Sept - 2024
Top 5 FAQs
We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs for electric vehicles and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are a certain age and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply. Please see your specific Underwriter below for further details.
AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.
FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.
Allianz Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged between 30 to 70, holding a full clean Irish, UK or EU driving licence & no more than 6 penalty points or 2 fixed charge notices.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim.
Allianz policies, Stepback included as standard. For full breakdown of their NCD scales please see their policy booklet here.
For AIG, Aviva & FBD your No Claims Discount will reduce as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have either one or two unlimited claims in a three year period, without losing your No Claims Discount depending on your policy underwriter. (We will not take account of windscreen, fire or theft claims.)
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, and depending on your Policy Underwriter, Protected No Claims Discount with Step-Back option allows you to have either one or two unlimited claims in a three-year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
For subsequent claims, the Step-Back No Claims Discount will then apply.
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.