Pet Insurance
Get 2 Months Free* use promo code 2MONTHFREE
Pet Quote Acceptance criteria, t&cs apply, new business only. *2 months free is equivalent to a 16.67% discount, subject to a minimum premium varying from €78.95-€164.95 depending on animal & level of cover. Available until 10.11.25. ~Promotion Ends 31.12.25. Full t&cs here.
Plus get a complimentary bag of pet food+
+Purchase a Pet Insurance policy and receive either a 2kg bag of dog food or a 400g bag of cat food from the Red Mills Leader & Supreme food range.
We're Human About Pet Insurance
We can help you protect your whole family, including the furry four-legged members. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
How we Help
Wallet-Friendly Pet Protection
Everybody wants great value pet insurance. We offer three levels of protection and we also give up to a 10% multi-pet discount^ if you have two or more pets insured with us.
Stress-Free Cover
Get the peace of mind of good protection. If things go wrong, our underwriters will be there to help you manage the costs of caring for your pet.
Benefits and Bonuses
We provide cover with a range of benefits available - check out our Features and Benefits section below for more.**
Real Customer Care
We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.
**Please refer to our policy booklet for full cover and terms and conditions that apply. Our Pet Insurance documents can be found in the Help Centre.
^Depending on your pets age and breed up to 10% discount automatically applied where the same email address is noted on each pet’s policy. Subject to a minimum premium varying from €78.95-€164.95 depending on animal & level of cover. Acceptance criteria, T&C’s apply.
Our Cover Options
Owning a pet is hugely rewarding. No matter how your furry friend comes into your life - via adoption, rescue or otherwise, pet ownership is not without its risks. With this in mind, our underwriters have designed three levels of cover, so you can choose the best policy to protect your pet and your peace of mind.* The full details of each plan's cover are available on the table below.
Essential
Claim up to €2,000~ in veterinary fees if your pet is in an accident (if abroad, in the EU only, max 90 days per insurance period and max of 30 days per trip) and up to €250,000 in third party liability for dogs**.
Premier
This accident and illness cover helps protect you and your pet in times of illness as well as injury. You can claim up to €3,000~ in veterinary fees for 12 months, plus much more.
Premier Plus
Ideal for pet owners who want complete peace of mind, this policy offers cover for up to €4,000~ veterinary fees for the lifetime or reoccurrence of the policy. You will also have many more benefits.
**Please refer to our policy booklet for full cover details and terms and conditions that apply.
~Depending on the level of cover you choose, your pet can be covered for treatment for injury only or injury and illness for between €2,000 and up to €4,000. Limits of the level of cover offered by each plan are outlined on the table below.
| Cover Scope | Essential | Premier | Premier Plus |
| Annual Veterinary Fee Limit | Up to €2,000 | Up to €3,000 | Up to €4,000 |
| Policy Type | Accident only | 12 months | Lifetime |
| Complementary Medicine | - | Up to €250 | Up to €250 |
| Third Party Liability Cover (dogs only) | Up to €250,000 | Up to €250,000 | Up to €250,000 |
| Accidental Death | - | Up to €500 | Up to €1,000 |
| Theft/Straying | - | Up to €500 | Up to €1,000 |
| Advertising & Reward | - | Up to €500 | Up to €1,000 |
| Boarding Fees | - | Up to €500 | Up to €1,000 |
| Holiday Cancellation | - | Up to €500 | Up to €1,000 |
| Cover Abroad (Included) | Up to 90 days - EU | Up to 90 days - EU | Up to 90 days - EU |
| Quarantine Cost | Up to €1,500 | Up to €1,500 | Up to €1,500 |
| Emergency Repatriation Costs | Up to €500 | Up to €500 | Up to €500 |
Loss of Pet Passport | Up to €250 | Up to €250 | Up to €250 |
Ask The Pet Expert - Grooming
We know how important pets are in our lives, so we chatted to vet Adam Kealy to get a better understanding on how to best take care of our beloved pets.
Get a QuoteFeatures and Benefits
Our underwriters' comprehensive insurance plans have been designed with you and your pet in mind. Our great range of benefits will help you get the best of care for your best friend.
24/7 Pet Careline
Get general advice on diet, training, seasonal safety, pet travel and more, whenever you need it.
Theft or Straying
With Premier and Premier Plus policies you can claim the purchase price of your pet if your pet is lost and not found within 45 days of straying or being stolen.++
Cover for Rescue Pets
Have you just adopted a new pet and aren't sure if you can get insurance? We offer pet cover for rescues!
Veterinary Fees for Injury and Illness
Get cover for unexpected surprises: depending on your choice of cover, your pet can be covered for up to €4,000 for treatment for injury and illness.~
++Depending on the level of cover you choose, your pet can be covered for treatment for theft or straying for between €500 and up to €1,000. ~Depending on the level of cover you choose, your pet can be covered for treatment for injury only or injury and illness for between €2,000 and up to €4,000. Limits of the level of cover offered by each plan are outlined in the table located above.
Did you know?
As a dog owner, you need a licence for your pet? You can buy a dog licence at your local Post Office nationwide or online.
We value your feedback
I recently renewed my car insurance, and the process was seamless from start to finish. The team was professional, efficient, and took the time to explain my options clearly. What stood out most was their excellent customer service—friendly, knowledgeable, and always willing to assist with any questions. I truly appreciated the hassle-free experience and the speediness of the process. Highly recommend their services to anyone looking for a smooth and stress-free renewal process! Angela - 11th Feb - 2025
Good to Know
We've gathered together all the details you need to better understand your pet insurance options. Take a look at our FAQs and learn more about how we can help you protect what matters most to you.
Whether it’s a quick question or something more worrying, our 24/7 Pet Careline is here to support you. While we don’t offer veterinary advice, we’re here to provide helpful advice on everyday care, behaviour, diet and more, whenever you need a helping hand.
Got a question about your pet? Our Pet Careline is open 24/7 to support you with helpful tips on behaviour, diet, travel, and more.
We offer three different pet insurance cover levels, allowing you to choose the cover that suits your needs and budgets.
Essential Pet Insurance
Provides cover up to the vet fee limit for all covered accidental injuries per policy year. Cover for each injury will continue for a maximum of 12 months from the date which the injury occurred, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for an injury, there will be no more cover for it. There is no cover for illness under this type of cover. You can opt to include cover for Overseas Cover which includes Quarantine, Emergency Repatriation, and Loss of Passport up to the aggregate limit.
Our Essential Pet Insurance Cover also provides Third Party Liability (dogs only)
Premier Pet Insurance
Provides cover up to the vet fee limit for all covered illnesses and injuries per policy year. Cover for each condition will continue for a maximum of 12 months from the date which the condition first occurred or started showing clinical signs, as long as you have paid the premium to keep the insurance in force. Once the time limit is reached for a condition, there will be no more cover for it.
The Premier Pet Insurance policy also provides cover for Third Party Liability (dogs only), Death from Accident, Boarding Kennel/Cattery Fees, Theft /Straying, Holiday Cancellation, and Lost/Found ads and includes cover for Overseas Cover which includes Quarantine, Emergency Repatriation, and Loss of Passport.
Premier Plus Pet Insurance
Premier Plus Cover Provides lifetime cover for illness and injuries (subject to the terms and conditions of the policy).
Premier Plus Pet Insurance Provides cover up to the vet fee limit for all covered illnesses and injuries per policy year. As long as you have paid the premium to keep the insurance in force, the cover will reinstate at renewal and all eligible conditions will continue to be covered up to the vet fee limit. This cover is designed for pet owners looking for long-term cover, should their pet ever develop a chronic or recurring condition that requires treatment over a long period of time such as arthritis or eczema.
The Premier Plus Pet Insurance policy also provides cover for Third Party Liability (dogs only), Death from Accident, Boarding Kennel/Cattery Fees, Theft /Straying, Holiday Cancellation, and Lost/Found ads and includes cover for Overseas Cover which includes Quarantine, Emergency Repatriation, and Loss of Passport up to the aggregate limit.
We are able to offer Pet Insurance at new business for your cat or dog from eight weeks until 8 years of age. If you renew your cover each year without a break, there is no upper age limit and we will continue to offer cover for your pet.
No, our pet insurance does not provide cover for routine and preventative care like vaccinations, flea, tick and worming treatment or neutering. If you do not have your pet vaccinated and it becomes ill with a condition that a vaccine would have prevented this will not be covered. It is a condition of our insurance that you pet must have an annual health check by a vet.
Yes, you can get up to a 10%^ multi-pet discount if you have two or more pets insured with us.
^Depending on your pets age and breed up to 10% discount automatically applied where the same email address is noted on each pet’s policy. Subject to a minimum premium varying from €78.95-€164.95 depending on animal & level of cover. Acceptance criteria, T&C’s apply.
Need Help?
An Post Insurance Pet Insurance is arranged and administered by Cover-More Blue Insurance Services Limited and underwritten by Burns & Wilcox Global Solutions Limited B.V. for and on behalf of the insurer, Zavarovalnica Sava d.d. ('Sava'), Slovenia. Sava are regulated by the Insurance Supervision Agency of Slovenia E.U. and is regulated by the Central Bank of Ireland for conduct of business rules. Cover-More Blue Insurance Services Limited is regulated by the Central Bank of Ireland.
