Funeral Insurance Costs
According to research, the average cost of a funeral is just over €6,000* Get a quote *Research from An Post Insurance Funeral Insurance survey conducted by Red C in February 2024 of Adults aged 50+.
We're Human About Insurance
Irish people should be more upfront about discussing death. Because of that, many of us are left with questions about how best to plan for our own funerals. Few of us feel we are financially well prepared for our own funeral and almost half* say they’re worried about leaving bills behind for loved ones. Our Funeral Guide is a practical overview of all that planning a funeral entails.
*An Post Insurance Funeral insurance poll conducted by Red C in February 2024.
An Post Insurance Funeral Research Insights
We commissioned RED C Research to get an insight into how our community feels about death and funerals. The findings reveal much about persistent worries, new trends and treasured traditions. Find out what our brand ambassador Paul Merriman+ has to say about the findings.
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+This is a paid collaboration between An Post Insurance and Paul Merriman.
The Costs of Funerals in Ireland
Funerals can be costly, depending on your plans. You may even be underestimating the cost. Here are some things to consider:
The cost of a funeral director can vary and largely depends on what’s included in the offering, such as coffin, removal, and transportation being common options.
Burial can be expensive, especially in locations like Dublin. Prices can range nationwide, so this is an important one to think about. (1)
Extras you could consider include flowers, musician, and perhaps even church service. Other costs include death notices and memorial cards. All these preferences can further increase your costs.
Depending on your income, you may be eligible for an Exceptional Needs Payment to assist with funeral costs. Eligibility is decided on a case-by-case basis by your local Department of Social Protection Intreo offices. (2)
1) See An Post Insurance Funeral Guide for costs.
2) See
citizensinformation.ie for more information.
An Post Insurance Funeral Insurance allows you to prepare financially for the cost - or part of the cost - of your funeral. Now including a Complimentary Online Will Writing Service** with every plan.
**Please note, this Complimentary Will Service is not suitable for everyone, and you may require additional third party or legal assistance. If you require a more comprehensive legal document, ARAG can cater for this request too, by providing access to their extensive network of legal experts who will, at a discounted rate, assist you in building a will tailored to your specific need.
How Funeral Insurance can help
Taking out a funeral plan can help you and your family to be financially prepared for the costs of your funeral, and some of the bills that you may leave behind. Taking out Funeral Insurance with An Post Insurance will help save loved ones the worry and stress of financing your funeral at an emotional time. Some key points include:
Premiums start at just €15 per month*. Your monthly premium is based on the age you commence your policy and the level of cover you choose.
If your policy has been active for two
years, your loved ones will receive a lump sum payment to help cover funeral
expenses. If your death takes place within the first 2 years, your
beneficiaries will receive a sum equal to the amount you have paid in at the
time of your death.
If you’re aged between 50 and 75 years and resident in the Republic of Ireland, you may be eligible for this product. You don’t need to worry about any medical questions, check-ups or reports
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If you have a fatal motor accident or an accident as a fare-paying passenger or pedestrian, your beneficiaries will receive double the amount of your selected life cover.**
*For example a 50 year old paying a monthly premium of €15 (including 1% Government levy) would be assured for cover of €4,700. The total premiums paid over the term of your policy may exceed the death benefit.
**If while your policy is in force, you have a motor accident or an accident as a fare-paying passenger or pedestrian and you die as a result of this accident within 3 months, your beneficiaries will receive double the amount of your selected life cover.
An Post Insurance has teamed up with ARAG - a leading provider of legal insurance and assistance products in Ireland - to give our Funeral Insurance customers access to a Complimentary Online Will Writing Service**.
Find out more**Please note, this Complimentary Will Service is not suitable for everyone, and you may require additional third party or legal assistance. If you require a more comprehensive legal document, ARAG can cater for this request too, by providing access to their extensive network of legal experts who will, at a discounted rate, assist you in building a will tailored to your specific need. Full terms and conditions for the Complimentary Will Writing Service promotion.
We value your feedback
This is my second year insuring my car with An Post Insurance, which is unusual for me. Normally the premium in year 2 is much higher than year 1 & I insure elsewhere! Not so with An Post Insurance. I got a better quote & policy this year. Everything about the entire process was hassle-free. Simple payment method & I received my documents, including insurance disc, in the mail the next day! An Post Insurance are definitely worth checking out... Martina 02 - Sept - 2024
Good to Know
It's not easy making plans for the future, but we're here to help. We've gathered together all the details you need to better understand your Funeral Insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
An Post Insurance Funeral Insurance is a life insurance policy which allows you to prepare financially for the cost - or part of the cost - of your funeral. By taking out this policy, you can ensure that you leave your loved ones some money to take care of the cost of your funeral - or to take care of other expenses.
Taking out a funeral plan can allow you and your family to be financially prepared for the costs of your funeral - as well as some of the bills that you may leave behind on your passing. Taking out an An Post Insurance Funeral Insurance will help you save your loved ones the worry and stress of financing your funeral at an emotional time.
An Post Insurance Funeral Insurance guarantees your loved ones a fixed lump sum on your passing. The level of cover is based on the age you commence your policy and the level of cover you choose. Premiums start at just €15 per month (including a 1% Government levy).
For example, a 50 year old paying a premium of €15 per month would be assured for €4,700 after 2 years. A 62 year old paying a premium of €20 per month would be assured for €3,190. You can choose the level of cover you want - depending on the type of funeral you wish to have. The total premiums paid over the term of your policy may exceed the death benefit.
Depending on your circumstances and how much savings you have you may or may not have enough to cover your funeral costs. A well thought-out funeral insurance policy can fully cover or help supplement the costs of a funeral, depending on your preferred premium and choice of funeral arrangements.
We understand this can be a difficult time so we are committed to making sure the claims process is as smooth and stress-free as possible. Simply phone the Insurer, New Ireland on 01 632 2436 to register the claim, have the An Post Insurance policy number to hand and New Ireland will take care of the rest.
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An Post Insurance is a tied agent of New Ireland Assurance Company plc for life assurance business. Life assurance policies are underwritten and provided by New Ireland Assurance Company plc. A Government levy (currently 1%) applies to all premiums paid.
