Promotions

By participating in this Promotion, you agree to the terms and conditions below.

In these terms and conditions:

“Promotion” is the An Post Insurance “People Perks” Win a €250 One4All Voucher Promotion

“The Promoter” is An Post Insurance.

“An Post Insurance” means One Direct (Ireland) Limited having its registered offices at GPO, O’Connell Street, Dublin 1. One Direct (Ireland) Limited, trading as An Post Insurance, is regulated by the Central Bank of Ireland. One Direct (Ireland) Limited is a wholly owned subsidiary of An Post.

“People Perks” is the An Post Insurance rewards proposition for An Post Employees which offers bespoke product offers for An Post employees.

“An Post Employee” means persons employed by An Post.

“Prize” is one One4All Gift Card to the value of €250.

“One4All” is a Gift Card is issued by GVS Prepaid (Europe) Limited. GVS Prepaid (Europe) Limited is a company incorporated in Ireland under company number 413979, having its registered office at One4all Unit 2, Swords Business Park, Swords, Dublin K67 PX82 Ireland and is regulated by the Central Bank of Ireland with EC Registration Number C189313.

• This Promotion is open to An Post Employees who are 18 years of age and over.
• The Promotion will run from 23/10/2024 to 06/12/2024.
• This Promotion consists of An Post Insurance giving away one Prize of a €250 One4All Gift card.
• To be eligible to enter this Promotion, you must give your contact details including name, contact phone number and if available your renewal date for Car, Home, Pet or Travel Insurance at the An Post Insurance ‘People Perks’ days which will take place in An Post staff offices between 23/10/2024 and 05/12/2024.
• The details supplied by you will be used by An Post Insurance for the purpose of contacting you prior to your renewal date or in response to your above request/s for information on An Post Insurance products.
• The winner will be selected at random from the entries.
• The winner will be notified by telephone by An Post Insurance in December. The Promotor will use reasonable endeavours to contact the selected winner on the telephone contact number that An Post Insurance have on file. In order to win the Prize, the winner must be available to take the call from the Promoter, or if not available to take the call, must return the Promoter’s call within 7 days.
•  If the first selected winner is unavailable to take the call and fails to return the Promotor’s call within 7 days of the notification, then another winner will be selected by the judges.
• The winner must claim the Prize within 7 days of notification. In the event that the Prize is not claimed after this time it will lapse and the Promotor may offer the Prize to another entrant in accordance with the terms and conditions of this Promotion.
• There will be no cash alternative for the Prize.
• The Prize is personal to the winner and the sale or offering for sale, transfer, resale, donation, or exchange of the Prize is strictly prohibited (including, without limitation, in person or online via an online auction website or online resale marketplace). The Promoter reserves the right to cancel the Prize and Promotion if this term is not complied with.
• The winner may be required to take part in promotional activities, including, the publication of their entry, name, photograph of the winner and value of the Prize. No remuneration will be associated with this activity.
• The Promoter reserves the right to disqualify any applicant or to amend these terms and conditions with valid reason.
• In the event of circumstances beyond its control, the Promoter may cancel the Promotion at any stage.
• All information provided is correct at the time of going live but may be subject to change by An Post Insurance if necessary for the purposes of administering the Promotion.
• An Post Insurance reserves the right to disqualify any applicant with valid reason. In the event of circumstances beyond its control, to cancel the Promotion at any stage.

The One4all gift card is subject to terms and conditions which can be viewed here Terms & Conditions (one4all.ie)

Limitation on An Post Insurance’s liability: By participating in the Promotion, you agree that An Post Insurance accept no responsibility for loss, damage suffered by you arising from this Promotion unless such loss or damage was caused by the Promotor and which is a foreseeable result of the Promotor’s breach of these terms and conditions or their negligence. Evidence of loss or damage will be required.

Neither An Post Insurance, nor its affiliates are responsible for printing or typographical errors in any materials relating to the Promotion.

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by An Post Insurance to run the Promotion. This information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law: This agreement is governed by the laws of Ireland and subject to the exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

By participating in this Promotion, you agree to the terms and conditions below.

By participating in this Promotion, you agree to the terms and conditions below.

In these terms and conditions:

“Promotion” is the An Post Insurance Funeral Insurance 20% Cashback promotion.

“The Promoter” is An Post Insurance.

“An Post Insurance” means One Direct (Ireland) Limited having its registered offices at GPO, O’Connell Street, Dublin 1. One Direct (Ireland) Limited, trading as An Post Insurance, is regulated by the Central Bank of Ireland. One Direct (Ireland) Limited is a wholly owned subsidiary of An Post.

“Cashback Offer” is 20% cashback on the customers first year premium paid on their Funeral Insurance policy.

“Funeral Insurance Policy” is the An Post Insurance Funeral Insurance policy which is underwritten and provided by New Ireland Assurance Company plc. An Post Insurance is a tied agent of New Ireland Assurance Company plc for life assurance business. Benefits are subject to underwriting and acceptance by New Ireland Assurance Company plc.

1. This Promotion is open to anyone aged between 50 and 75. The Promoter reserves the right to request proof of age, verifiable by birth cert, passport, or driver licence only.
2. This Promotion consists of An Post insurance offering 20% cashback of the cost of the first year’s Funeral Insurance Policy to eligible customers. The customer’s monthly premiums for the first 12 months of the active policy must have been fully paid.
3. To avail of the Cashback Offer you must purchase a new Funeral Insurance policy following receipt of a Funeral Insurance quotation by one of the following methods: -
   • Calling An Post Insurance on 0818 22 22 22 for a Funeral Insurance quotation and mentioning the promotional code ‘Cashback’.
   • Upon receiving a Funeral Insurance Policy quotation from an outbound call made from an An Post Insurance sales advisor and mentioning the promotional code ‘Cashback’.
   • By clicking the link provided in the An Post Insurance Funeral Insurance 20% Cashback Email and purchasing your policy online through anpostinsurance.ie.
4. The Funeral Insurance quote for this Cashback offer must be completed by 17th November 2024.
5. The Funeral Insurance policy must be purchased by 30th November 2024.
6. In order to qualify for the Cashback Offer, following the policy purchase, the policy must remain active for at least 12 months, and all monthly payments due within that 12-month period must be paid.
7. Once the Funeral Insurance Policy is still active, and all monthly payments have been paid, the Cashback Offer will be sent by cheque, within 40 days after the end of the 12-month qualifying period.
8. The 20% cashback calculation will be based on 20% of the total monthly premiums due for your Funeral Insurance Policy in the first 12 months of the policy being active.
9. If the Funeral Insurance Policy is cancelled within the first 30 days from the commencement date of the policy, you will be refunded the monthly payments that have paid in full, and you will not be eligible for the for this Promotion.
10.  If the Funeral Insurance Policy is cancelled after the first 30 days from the commencement date of the policy but before the end of the 12-month qualifying period, you will not be refunded monthly payments already made or be eligible for the Promotion.
11. The Offer is subject to the An Post Insurance Funeral Insurance eligibility criteria.
12. It is not possible to cover more than one person on an individual Funeral Insurance Policy; however, couples wishing to take out a Funeral Insurance Policy may apply for separate policies, in which case each policy may be separately eligible for this Promotion.
13. This Promotion cannot be used in conjunction with any other promotion or offer.
14. The Promoter reserves the right to disqualify any applicant with valid reason.
15. This Promotion is not transferable or exchangeable.
16. This Promotion can only be redeemed/used once per person.
17. The Promoter reserves the right to withdraw or amend the terms and conditions for this Promotion for a valid reason. 
    

All information provided is correct at the time of going live but may be subject to change by An Post Insurance if necessary for the purposes of administering the Promotion.

Limitation on An Post Insurance’s liability

By participating in the Promotion, you agree that An Post Insurance accept no responsibility for loss, damage suffered by you arising from this Promotion unless such loss or damage was caused by the Promotor and which is a foreseeable result of the Promotor’s breach of these terms and conditions or their negligence. Evidence of loss or damage will be required.

An Post Insurance reserves the right to disqualify any applicant with valid reason. In the event of circumstances beyond its control, to cancel or amend the terms and conditions of the Promotion at any stage.

Neither An Post Insurance, nor its affiliates are responsible for printing or typographical errors in any materials relating to the Promotion.

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by An Post Insurance to run the Promotion. This information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law - This agreement is governed by the laws of Ireland and subject to the exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

By participating in this Promotion, you agree to the terms and conditions below.

In these terms and conditions:

“Promotion” is the An Post Insurance ‘Win €10,000 Home Makeover/Design Consultation’.

“Eligible Customer” means those customers who purchase a new An Post Insurance Home Insurance Policy between 1st January 2024 and 31st October 2024 and comply with these terms and conditions.

“Prize” is one interior design consultation with EZ Living Furniture interior design services to be given to one Eligible Customer each month for ten months. 

“Overall Prize” is a €10,000 EZ Living Furniture voucher.

5. The Promotion for each Prize closes at midnight GMT on the last day of each month from April to October 2024. The draw for the Prize will take place on the first week of the following month. The winner of the Prize will be notified by telephone by An Post Insurance. If the winner does not respond to Post Insurance within 14 working days of being called by them, then the winner’s Prize may be forfeited, and An Post Insurance shall be entitled to select another winner. If the winner rejects their Prize, then the winner’s Prize will be forfeited, and An Post Insurance shall be entitled to select another winner for the Prize.

6. Each Eligible Customer can win only one Prize during the period of the Promotion. 

7. Each Eligible Customer that wins a Prize is eligible to have the opportunity to win the Overall Prize. To win the Overall Prize you must answer the question below and complete the sentence “I deserve to win a €10,000 home makeover because…”.

The question is: 

From which country do the principles of Feng shui originate? Is it:

A) China

B) Austria

C) Mexico

8. To have the opportunity to win the Overall Prize, the winners of the monthly Prize will be invited to submit an answer to the question and complete the sentence, both set out at Term 7. Details of how to submit an answer to the question and complete the sentence will be provided to the Prize winners after the final Prize draw in November 2024. 

9. The winner of the Overall Prize will be the individual who correctly answers the question and, in the opinion of a panel of judges, completes the sentence, set out at Term 7, displaying the most originality. The panel of judges will include at least one member who is independent of the Promoter.

10. The judge’s decision is final and no correspondence will be entered into.

11. The winner of the Overall Prize will be notified by telephone by the Promotor in December 2024. The Promotor will use reasonable endeavours to contact the winner on the telephone contact number that An Post Insurance has on file. In order to win the Overall Prize, the winner must be available to take the call from the Promoter, or if not available to take the call, must return the Promoter’s call within 7 days.

12. If the first selected winner is unavailable to take the call and fails to return the Promotor’s call within 7 days of the notification, then another winner will be selected by the judges.

13. The winner of the Overall Prize must claim the Overall Prize within 7 days of notification. In the event that the Overall Prize is not claimed after this time it will lapse and the Promotor may offer the Overall Prize to another entrant in accordance with the terms and conditions of this Promotion.  

14. To be eligible for this Promotion the policy must remain active beyond the first 14 working days of its start date.

15. By presenting the voucher to EZ Living Furniture for use, the Overall Prize winner agrees to be bound by their terms and conditions of use which will be provided to the winner with their Overall Prize.

16. There will be no cash alternative for a Prize or Overall Prize. 

17. The Promotion winners may be required to take part in promotional activities, and the Promoter reserves the right to publish the entry, name, photograph and value of prizes paid to the winner. No remuneration will be associated with this activity.

18. The Promoter reserves the right to disqualify any applicant or to amend these terms and conditions with valid reason. 

19. In the event of circumstances beyond its control, to cancel the Promotion at any stage.

20. Details provided by Eligible Customers as part of this Promotion will be retained by An Post Insurance for the purpose of administering this Promotion.  This information will not be used or retained for any other purpose unless otherwise requested by you. 

Limitation on An Post Insurance’s liability: By participating in the Promotion, you agree that An Post Insurance accept no responsibility for loss, damage suffered by you arising from this Promotion unless such loss or damage was caused by the Promotor and which is a foreseeable result of the Promotor’s breach of these terms and conditions or their negligence. Evidence of loss or damage will be required. 

An Post Insurance reserves the right to disqualify any applicant with valid reason. In the event of circumstances beyond its control, to cancel the Promotion at any stage.

Neither An Post Insurance, nor its affiliates are responsible for printing or typographical errors in any materials relating to the Promotion.

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by An Post Insurance to administer the Promotion. This information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law: This agreement is governed by the laws of Ireland and subject to the exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

Terms and conditions of the An Post Insurance Aviva Multi Policy Loyalty Discount and Free Travel Insurance Promotion – Effective 24.08.2023

The Free Travel Insurance aspect of this Promotion will end on 01/11/2023, from which date One Direct will no longer give the Free Travel Insurance on any policies being incepted following a quotation being obtained or a renewal offered. For the avoidance of doubt, any Free Travel Insurance dedicated web page link issued prior to this date will be honoured in accordance with these terms and conditions.

By participating in this offer you agree to the terms and conditions below.

In these terms and conditions:

“Activation Policy” means an Eligible Policy held by you other than your Anchor Policy

"Anchor Policy” means your Eligible Policy with the earliest start date

“Aviva” means Aviva Insurance Ireland Designated Activity Company, trading as Aviva, and is regulated by the Central Bank of Ireland. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.

“Chubb” means Chubb European Group SE trading as Chubb, Chubb Bermuda International and Combined Insurance, and is authorised by the Autorité de contrôle prudentiel et de résolution (ACPR) in France and is regulated contrôle prudentiel et de résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules. Registered in Ireland. No 1112892 at 5 George’s Dock, IFSC, Dublin 1

“Eligible Policy” means a car insurance policy and/or a home insurance policy provided by An Post Insurance and underwritten by Aviva.

“Free Travel Insurance” means a Multi-Trip European Travel policy underwritten by Chubb European Group SE

“One Direct” means One Direct (Ireland) Limited, trading as An Post Insurance having its registered office at GPO. O’Connell Street Lower, Dublin 1, regulated by the Central Bank of Ireland

“Renewal or New Policy Documents” means the documents issued to customers of An Post Insurance confirming annual cover on an Eligible Policy

The Offer:

This offer (“Offer”) is provided by One Direct (Ireland) Limited.  If a customer, buys or renews at least one car insurance policy and at least one home insurance policy with An Post Insurance, each being an “Eligible Policy”, we will give you 15% off each of your Eligible Policies (“Multi Policy Loyalty Discount”) and a free Multi-Trip European Travel policy which is valid for one year (“Free Travel Insurance”).

Terms and Conditions:

• An Post Insurance reserves the right to withdraw, suspend or amend this offer or any of the terms or conditions thereof at any time without prior notice.
• In order to qualify as an Activation Policy, your Eligible Policy must be a home insurance policy where your Anchor Policy is a car insurance policy; or a car insurance policy where your Anchor Policy is a home insurance policy. For the avoidance of doubt, both policies cannot be the same type of policy.
• To be eligible for the Offer, you must be a new or existing An Post Insurance customer with a home insurance policy and a car insurance policy, with a start date or a renewal date for either your Anchor Policy or your Activation Policy which is on or after 06.12.2022
• Eligible Policies must be issued to the same postal address.
• The Offer applies to customers who purchase their Aviva Insurance Ireland DAC home and motor policies from An Post Insurance only.
• The Offer is subject to a minimum premium €355 or €325, depending on the policy underwriter for car insurance , €240 for home insurance and €120 for Contents only or Building only insurance.
• Where your Anchor Policy or Activation Policy is cancelled by you and no other Eligible Policies held by you qualify as both an Anchor Policy and Activation Policy, the Offer will no longer be applicable to your existing Eligible Policies.
• Once incepted any existing Free Travel Insurance will continue in force until its nearest renewal date, at which time the policy will no longer be offered free of charge.

Multi Policy Loyalty Discount:

• The Multi Policy Loyalty Discount will be applied to your premium on the next renewal or start date of each Eligible Policy after 06.12.2022
• Your Anchor Policy and Activation Policy must be active on the renewal or start date of an Eligible Policy for the Multi Policy Loyalty Discount to be applied to that Eligible Policy.
• The Multi Policy Loyalty Discount details will be set out in the premium breakdown of your renewal notification. If the Multi Policy Loyalty Discount is not detailed in your renewal documentation, please call us on 0818 33 33 35
• The Multi Policy Loyalty Discount is not applicable to Mid-Term Adjustments and will not be recalculated until the next renewal date.

Free Travel Insurance:

• Free Travel Insurance is arranged, administered, and underwritten by Chubb European Group SE. The Offer does not guarantee your automatic acceptance for the Free Travel Insurance.  It will be subject to Chubb’s normal underwriting acceptance criteria which you will be required to confirm when redeeming your policy.
• The Free Travel Insurance must be issued in the name of the Anchor Policy policyholder or Activation Policy policyholder (“Policyholder”) and is non-transferable.
• Free travel Insurance will apply to the Policyholder, Spouse or Partner and up to 7 children of the Policyholder. Children must be under the age of 18 (or under the age of 23 and in full time education).
• The Free Travel Insurance policy is valid for a term of one year and is not subject to renewal as part of the Offer.
• The Free Travel Insurance policy cannot be substituted for cash or an alternative policy.
• Free Travel Insurance may only be redeemed once per household per year.
• In order to avail of the free travel insurance, customers must redeem the Free Travel Insurance by using the dedicated web page link which will be sent to the customer as part of their Renewal or New Policy Documents. Clicking on this dedicated web link will generate a web page which will be prepopulated with the customer's promotional code, allowing the customer to avail of the Free Travel Insurance.
• For customers who do not have online access, you can avail of the free travel insurance by calling 0818 22 22 22 please ensure you have your redemption code to hand. We will transfer you through to the travel insurer who will provide you with your one-year free travel insurance.
• Customers must redeem and avail of their Free Travel Insurance within 3 months of the date on which the Promotional Code is generated.
• Customers may purchase upgrades to the Free Travel Insurance, such as winter sports, car hire excess or worldwide cover. Such upgrades will be charged at the applicable rates.  In order to avail of the upgrades, please contact Chubb directly on 01 261 2069. Please ensure you have the travel insurance policy number to hand when you call.
• Free Travel Insurance is offered subject to compliance with policy criteria and conditions.

By participating in this Offer you agree that An Post Insurance accept no responsibility and will not in any circumstances be responsible for any loss, damage or disappointment suffered by you due to oversights or delays in processing the applicable Free Travel Insurance for which they have no direct responsibility.

Jurisdiction:

The terms and conditions of this Offer are governed by Irish law and any dispute arising out of or in connection with this offer shall be dealt with exclusively by the Irish Courts.

Data Privacy:

By registering for the one-year free travel insurance, you agree that An Post Insurance may process and share the information provided by you with Chubb European Group SE for the purposes above and as required to provide the free travel insurance. Please see our Privacy Statement at https://www.anpostinsurance.ie/data-protection for further information about how we process your information or how you may access and correct the personal data that we hold about you.

This competition is open to those who participate in the An Post Insurance survey administered by the promoter. Please note the person named in the entry must be aged 18 years or older as at date of entry. The Promoter of the Free Prize Draw is RED C Research & Marketing Ltd Ground Floor, Block G East Point Business Park, Alfie Byrne Road, Dublin 3, Ireland, D03 H23N1 (“RED C”).

Employees and contractors of An Post Insurance or Red C are excluded from participating in the competition.

The prize consists of one €150 virtual MasterCard in each calendar month for the duration of this survey.

• By entering this Free Prize Draw:
  • You, the entrant, represent and warrant that you have read and agree to be bound by these Terms & Conditions, that you are eligible to participate in the Free Prize Draw, and that all of the information provided as part of your entry is accurate, does not violate any third party’s legal rights or any applicable laws; and 
  • You, the entrant, agree to be bound by the Promoter’s interpretation of these Terms & Conditions which is final in all matters relating to the Free Prize Draw. 
• The Promoter is entitled at its sole discretion to disqualify entrants or withdraw the prize if they become aware of any possible dishonesty or fraud or breach of these Terms & Conditions. 
• To enter the competition, entrants must submit their entry via the appropriate channel and by the respective stated deadline (the “Closing Date”).
• The Closing Date for each monthly draw is the last day of each calendar month.
• To enter, tick the ‘yes’ tick box within the survey on the final page next to the following statement: “Would you like to be entered into a draw to win a €150 virtual MasterCard?”
• If you choose to participate in the prize draw, we need your personal data to potentially identify that you are the winner and to distribute the prize to you. For this process, we will require your name, email address and/or contact number. These details will be retained securely and only for as long as reasonably necessary for the purpose for which it was collected to a maximum of 6 months from date of survey issue. RED C will securely hold your contact details for the purposes of notifying you that you are the winner and to administer the prize to you. You have the right to withdraw consent at any time.  To exercise your rights in respect of your personal data please see the RED C Privacy Statement which is available here: https://redcresearch.ie/privacynotice/
• On the first Friday of each month for the duration of this survey, there will be prize draw.  Entries into the prize draw will be accepted for as long as the survey is open to those individuals selected to take part in the research in the month period immediately preceding the draw date.
• Entries not submitted in accordance with these Terms & Conditions or that are illegible, incomplete or altered will be disqualified.
• Only one valid entry to the competition is permitted per person per calendar month.
• The monthly winner of the draw will be chosen at random from all completed entries received by the end of each calendar month.
• Incomplete entries will not be eligible for the competition. RED C will not be responsible for any entries that are not received for any reason by the Closing Date, whether lost, delayed, corrupted or otherwise, and whether or not due to any technical difficulties or malfunctions.
• RED C accepts no responsibility for difficulties experienced in submitting an entry to this competition, including, but not limited to, incomplete, corrupt or incorrect entries or for any malfunctions, errors or viruses in the software that has been designed to maintain entrants’ details, or for any incompatibility with all, or any, hardware and/or software that entrants may use. RED C does not guarantee that any relevant website for competition entry will be available at all times or at any specific time. Proof of transmission will not be accepted as proof of receipt.
• Details of how to enter this competition form part of these Terms and Conditions.
• RED C reserves the right to amend or withdraw the competition in the event of any unforeseen circumstances outside its reasonable control.
• The winner will be randomly selected by RED C, using a random number generator associated with the respondent’s ID.
• The decision of RED C shall be final, and no correspondence shall be entered into in that regard
• The prize winner will be notified at the Contact Email and/or Contact Telephone Number provided within 7 days of the prize draw. 
• The prize winner will have one month to claim their prize i.e. must confirm receipt of notification within one month of being contacted by RED C. Failure to confirm receipt of notification within the stated time will result in disqualification and another winner being selected. 
• The prize winner will be advised of prize delivery procedure within two working days of the winner confirming receipt of notification from RED C. 
• The prize is not transferable. There is no cash value or alternative to this prize. 
• RED C reserves the right in its sole discretion to cancel, terminate, modify or suspend the Free Prize Draw at any time. The prize may change at any time without notification and is subject to availability.
• RED C reserves the right at its sole discretion to alter or substitute the prize with any items of equal or greater value for any reason and without notification.
• RED C does not take responsibility for any delays or difficulties experienced in the supply or use of the prize. 
• To the extent permitted by law, RED C accepts no liability for any loss suffered by you in relation to this competition. Nothing in these Terms & Conditions shall exclude the liability of RED C for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence.
• Use of a false name or address by a competition entrant will disqualify them from receiving any prize.

The competition and these Terms & Conditions are governed by Irish Law and subject to the exclusive jurisdiction of the Irish Courts which shall have exclusive jurisdiction to settle any disputes which may arise out of or in connection with the Free Prize Draw. Any disclaimer of liability by RED C under these Terms and Conditions is enforceable to the maximum extent permitted by applicable law. Each of the provisions of these Terms and Conditions is severable and if any such provision is held by any court or other competent authority to be illegal, void or unenforceable in whole or in part, the legality, validity and enforceability of the remaining provisions of these Terms and Conditions shall not be affected or impaired.

By participating in this promotion, you agree to the terms and conditions below.

In these terms and conditions:

“Promotion” means the An Post Insurance Funeral Insurance Arag Will Writing Service Promotion.

“The Promoter” is An Post Insurance.

“An Post Insurance” means One Direct (Ireland) Limited, trading as An Post Insurance having its registered offices at GPO, O’Connell Street Lower, Dublin 1, D01 F5P2. One Direct (Ireland) Limited, trading as An Post Insurance, is regulated by the Central Bank of Ireland. One Direct (Ireland) Limited is a wholly owned subsidiary of An Post.

“Portal ” means the online will writing portal provided by Arag which provides DIY will templates.

“Arag ” means ARAG Legal Protection Limited having it’s registered offices at  Europa House, Harcourt Centre, Harcourt Street, Dublin 2.

ARAG Legal Protection Limited is authorised and regulated by the Central Bank of Ireland.

“Funeral Insurance Policy” means an An Post Insurance Funeral Insurance policy, underwritten by New Ireland Assurance Company plc.

This Promotion is open to anyone who has taken out a Funeral Insurance Policy, resident in the Republic of Ireland. The Funeral Insurance Policy underwriting acceptance criteria will apply.

This Promotion is an offer by An Post Insurance providing customers who take out a Funeral Insurance Policy with the opportunity to avail of complimentary access to Arag’s online will writing service Portal.

• To avail of this promotion customers must:-
  • Purchase a Funeral Insurance Policy between the following dates 1st June 2022 to 30th June 2025, and;
  • set up an account on the Portal using their email address and a password at Legal Documents (arag.ie).
  • Once a Funeral Insurance Policy is purchased and the first monthly payment has been processed, customers will be provided with a unique promotion code (by email or post) for use on the Portal.

• Arag’s terms and conditions for the use of the Portal shall apply and can be found here Legal Documents (arag.ie)
• The customer acknowledges and agrees that the use of the Portal by the customer is governed by Arag’s terms and conditions and that An Post Insurance have no liability in relation to the use of the Portal by the customer.
• This unique promotion code must be entered on the Portal, giving customers complimentary access to a number of will templates that they can choose from.
• The Promoter accepts no liability whatsoever for any loss or damage however so arising in connection with this Promotion and/or any document or will in whatever form generated using the Portal.  The customer indemnifies and holds harmless the Promoter against any losses, damages, liability, cost or expenses (including reasonable attorneys' fees and costs of suit) arising out of this Promotion and/or the use by the customer of the Portal; or resulting from any claim, demand, suit, proceeding made or brought against the Promoter including third parties arising from or in connection with this Promotion and/or the use of the Portal.
• The Promoter reserves the right in its absolute discretion to disqualify any applicant, to add to, amend or waive any rule without prior notice to the customer and, to cancel or to extend the term of the Promotion at any stage.
• By entering the Promotion customers are deemed to have agreed to the terms and conditions of the Promotion. Any breach of these terms & conditions, as determined exclusively by An Post Insurance will result in disqualification.
• Neither the Promoter nor its affiliates are responsible for printing or typographical errors in any materials relating to the Promotion, fraudulent, late, misdirected, incomplete or altered entries; or entries which are processed late or incorrectly or are lost due to post/computer or any other malfunctions.
• All information provided is correct at the time of going to print but may be subject to change by An Post Insurance if necessary for the purposes of administering the promotion.

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by An Post Insurance to run the promotion.

Calls may be recorded for verification and training purposes. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law:  This agreement is governed by the laws of Ireland and subject to the non-exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

By participating in this promotion, you agree to the terms and conditions below

In these terms and conditions:

“An Post Insurance” means One Direct (Ireland) Limited having its registered offices at GPO, O’Connell Street, Dublin 1. One Direct (Ireland) Limited, trading as An Post Insurance, is regulated by the Central Bank of Ireland. One Direct (Ireland) Limited is a wholly-owned subsidiary of An Post;

“Promotion” means the provision of 3 months Complimentary Keycare  Insurance Cover  that will be automatically applied to existing An Post Insurance Home Insurance Policies

“Keycare Assistance Limited” means Keycare Assistance Limited who is authorised and regulated by the Central Bank of Ireland: registration number C434286 Registered in the Republic of Ireland under company number 657005 Registered office: 77 Camden Street Lower, St Kevins, Dublin 2

“Keycare Insurance Cover” means administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland

“Policy” means an existing An Post Insurance Home Insurance Policy

“Renewal Offer” means an offer made by An Post Insurance, offering existing customers the opportunity to renew their Policy for a further 12 months.

“Welcome Pack” means a document packed issued directly by Keycare Assistance Limited to An Post Insurance customers who participate in this promotion which will include a welcome letter, policy booklet, IPID, brochure, and fob for customers' keys.

The Promotion

• The Promotion is open to An Post Insurance Customers 18 years of age or older who holds a Policy with An Post Insurance and the Policy term has at least 3 months remaining from its expiration.
• This Promotion is not open to employees of Keycare Assistance Limited.
• The Promotion will provide you with 3 months complimentary Keycare Insurance Cover, which will be applied to your Policy 3 months prior to the expiry of your Policy.
• Claims made under the Keycare Insurance Cover must be made directly to Keycare Assistance Limited and all claims will be processed and decided by them.
• You agree to be bound by the terms and conditions applicable to Keycare Insurance Cover. See our Keycare Policy Booklet. 
• We reserve the right in our absolute discretion to refuse to apply the Keycare Insurance Cover to any Policy or renewal Policy.
• There will be an option to retain the Keycare Insurance Cover if you  are issued with a Renewal Offer for the Policy . An additional charge of €12.60 (including Government Levy) will be applied  from the renewal date of your Policy if you decide to retain the Keycare Insurance Cover from the renewal date of your  Policy. The Keycare Insurance Cover will then  be applied for the full duration of your  Policy.
• If you choose to retain this product you will be charged €12.60 (including Government Levy)  for this optional extra, it is not mandatory that you retain this optional extra to continue with your home insurance cover.
• When your Policy is due for renewal your option to retain the Keycare Insurance Cover will be communicated to you in the Welcome Pack,  Renewal Offer Policy documentation, by SMS and by our staff if you should contact our call centre regarding your Policy.
  
• If you do not wish to retain the Keycare Insurance Cover from the renewal date of your Policy, you must advise An Post Insurance to remove the Keycare Insurance Cover before your renewal date. This instruction can be provided by phone by calling 0818 33 33 35 or by email at [email protected].
  
• If you do not put us on notice, as set out above, that you do not wish to retain the Keycare Insurance Cover then, the Keycare Insurance Cover will be automatically applied to your Policy subject to underwriters approval,  from the renewal date and the €12.60 (including Government Levy) charge will be applied to your Policy 

Limitation on An Post Insurance’s liability

By availing of this Promotion, you agree that An Post Insurance accepts no responsibility for loss, damage or disappointment suffered by you due to oversights or delays in running this Promotion.

An Post Insurance reserves the right in its absolute discretion to disqualify any Policyholder, to add to, amend or waive any rule without prior notice and, in the event of circumstances beyond its control, to cancel this Promotion at any stage.

Neither An Post Insurance nor its affiliates are responsible for printing or typographical errors in any materials relating to the complimentary offering.

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the promotion, will be used by Post Insurance to run the promotion and to provide you with information when renewing your Policy.  This information will not be used for any other purpose unless otherwise requested by you. Calls to our call centre may be recorded for verification and training purposes. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law:  This agreement is governed by the laws of Ireland and subject to the non-exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

By participating in this promotion, you agree to the terms and conditions below. 

In these terms and conditions: 

“Promotion” is the An Post Insurance Red Mills Pet Insurance Free Pet Food Promotion.

“The Promoter” is An Post Insurance.

“An Post Insurance” means One Direct (Ireland) Limited, trading as An Post Insurance having its registered offices at GPO, O’Connell Street Lower, Dublin 1, D01 F5P2. One Direct (Ireland) Limited, trading as An Post Insurance, is regulated by the Central Bank of Ireland. One Direct (Ireland) Limited is a wholly-owned subsidiary of An Post.

“Red Mills” means Connolly’s RED MILLS having its registered office at Goresbridge, Co. Kilkenny, Ireland.

“Pet Insurance Policy” means an An Post Insurance Pet Insurance policy (excluding Gun Dog Pet Insurance), An Post Insurance Pet Insurance is arranged and administered by Blue Insurance Limited and underwritten by H.W. Kaufman Group Europe BV, trading as Cranbrook, on behalf of the insurer, Sava Insurance Company.

• This Promotion is open to anyone 18 years of age or over.
  
• The Promotion is subject to An Post Insurance Pet Insurance underwriting acceptance criteria.
  
• To be eligible to avail of the Promotion you must take out or renew a Pet Insurance Policy with An Post Insurance to have the opportunity to receive a complimentary 2kg bag of dog food from the Red Mills Leader dog food range or complimentary 400g bag of cat food from Red Mills Supreme cat food range, plus a money off voucher for the purchase of another bag of pet food from the same range. The money off voucher is €6 off a 6kg bag or €10 off a12kg bag of Red Mills Leader dog food range or €3 off a 2kg bag of Redmills Supreme cat food range.
  
• To avail of the Promotion, you must fulfil the following criteria:

   

  1) Purchase a new Pet Insurance Policy or renew an existing Pet Insurance Policy with An Post Insurance (excluding Gun Dog Pet Insurance) between 01/01/2021 to 25/11/2024.

  2) Log onto the promotion page at RED MILLS Pet & An Post Insurance  Pet Insurance: Claim Your Cat Food (redmillsstore.com) or RED MILLS Pet & An Post Insurance Pet Insurance: Claim Your Leader Dog Food (redmillsstore.com)and input your unique promo code. This promo code will be provided to you by An Post Insurance by email within one week of your policy purchase or renewal.

  3) Select one bag of pet food from the range of options available to you.

  4) Enter your address to facilitate the delivery of this pet food.

  When this is completed Red Mills will organise the delivery of your chosen pet food option plus your money off voucher toward your next purchase to the address provided. Any delivery cost for the complimentary bag of Dog or Cat Pet food will be borne by Red Mills. If you use the money off voucher, delivery charges may apply.

• The Promoter reserves the right in its absolute discretion to disqualify any applicant, to add to, amend or waive any rule without prior notice to the entrant and, to cancel or to extend the term of the Promotion at any stage.
• The Promoter accepts no liability for any loss or damage arising from the Promotion.
• By entering the Promotion entrants are deemed to have agreed to the terms and conditions of the Promotion. Any breach of these terms and conditions, as determined exclusively by An Post Insurance will result in disqualification.
• Neither the Promoter nor its affiliates are responsible for printing or typographical errors in any materials relating to the Promotion, fraudulent, late, misdirected, incomplete or altered entries; or entries which are processed late or incorrectly or are lost due to post/computer or any other malfunctions.
• All information provided is correct at the time of publication but may be subject to change by An Post Insurance if necessary for the purposes of administering the Promotion.
  

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by An Post Insurance to run the promotion and to provide you with a quotation. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law:  This agreement is governed by the laws of Ireland and subject to the non-exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.

By participating in this promotion, you agree to the terms and conditions below. In these terms and conditions:

“Promotion” is the An Post Insurance Circle K Complimentary Car Wash Promotion.

“The Promoter” is An Post Insurance.

“Car Insurance” is An Post Insurance Car Insurance.

“Voucher” is the complementary car wash voucher contained in the SMS from An Post Insurance accessed using the unique web link provided. This must be presented at participating Circle K locations for acceptance in advance of redeeming the car wash. This Voucher will be validated at participating Circle K locations for single use.

“An Post Insurance” means One Direct (Ireland) Limited, trading as An Post Insurance having its registered offices at GPO, O’Connell Street Lower, Dublin 1, D01 F5P2. One Direct (Ireland) Limited, trading as An Post Insurance, is regulated by the Central Bank of Ireland. One Direct (Ireland) Limited is a wholly owned subsidiary of An Post.

• In order to be entitled to receive the Voucher as part of this Promotion, you must have received a Car Insurance quote over the phone from An Post Insurance and have mentioned the term ‘car wash’ to the An Post Insurance agent or you must have received an email or SMS from An Post Insurance referencing this Promotion which included a link to obtain a quotation online for Car Insurance from An Post Insurance between the dates of 16^th January 2017 and 31^st January 2025 (this being extended date from the original terms and conditions)
• After you receive your Car Insurance quote, as set out above, you be sent an SMS from An Post Insurance containing a link to your Voucher. An Post Insurance will aim to issue these Vouchers every Tuesday and Thursday. However, please note that there may be occasions where a delay occurs in the issuing of the Vouchers. This may be caused for example, by a bank holiday, or some other unforeseen delay.
• The Voucher must then be presented at a participating Circle K for use. A list of participating Circle K sites can be found at https://www.circlek.ie/station-search.
• Subject to these terms and conditions of use available at https://www.circlek.ie/circle-k-service-station/car-wash-services/car-wash-programs this Voucher entitles the bearer to receive only one of the following complimentary car washes; any car wash, brush or jet.
• Circle K garages offering car washes can be found by searching for ‘Brush Wash’ and ‘Jet Wash’ facilities at www.circlek.ie/service-station/site-locator.
• Please note this promotion excludes all Circle K Express Stores highlighted in the Circle K Site locator at https://www.circlek.ie/station-search
• By presenting this Voucher to Circle K for use, you agree to be bound by these terms and conditions of use and Circle K car wash terms of use available at https://www.circlek.ie/circle-k-service-station/car-wash-services/car-wash-programs
• The Voucher is valid for use up to and including the date on the Voucher.
• After this date, the Voucher will no longer be valid and cannot be used to benefit from the Promotion.
• You must present the Voucher when you arrive at the participating Circle K site before redeeming the car wash.
• The Voucher can only be used for one car wash transaction.
• The Voucher may not be used in conjunction with any other offer or promotion.
• The Voucher is non-transferable, cannot be sold and no cash alternative will be offered.
• Circle K retains the right to refuse to accept or redeem any photocopied, damaged, forged or defaced Vouchers.
• Car washes are subject to availability and opening hours.

All information provided in these terms and conditions is correct at the time of going to print but may be subject to change by An Post Insurance if necessary for the purposes of administering the promotion or amended with valid reason.

Your Information: An Post Insurance is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, which you submit to enter the Promotion, will be used by An Post Insurance to run the Promotion and to provide you with a Car Insurance quotation.  This information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. An Post Insurance will handle any personal data in accordance with the An Post Insurance Privacy Policy which is available at www.anpostinsurance.ie/data-protection

Governing Law - This agreement is governed by the laws of Ireland and subject to the non-exclusive jurisdiction of the Irish courts. These terms and conditions do not affect any statutory rights you may have as a consumer.