Home Insurance
Get up to €45 off* home insurance today Get a quote *Available at time of display. 15% discount or €45 off home insurance will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts applied consecutively, new business customers only. Home Insurance underwritten by Aviva Insurance Ireland DAC. Best Price available online.
Home Insurance Cover Options
No matter where you live, everyone's home is different. Our range of house insurance policies make it easier for you to choose the cover that's right for you and your household. Learn more about how we can help you protect the things that matter most to you with our Buildings & Contents Insurance.
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2) New home customers to An Post Insurance can avail of a 10% New Business Discount. First Time Buyers can also avail of a further 25% No Claims Discount, meaning an impressive 35% discount for First Time Buyers.
Home Insurance Features and Benefits
Every home is unique, so your home insurance should be too. Whether you're an owner-occupier, a tenant or a landlord, we've got you covered. We’re proud to help our customers protect their no claims discount, even if the unexpected happens. You can even upgrade your policy with extras such as Family Legal Protection (3), for added peace of mind.
Learn more about our home insurance features and benefits in our Help Centre.
3) Family Legal Protection is available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy. It will pay up to €65,000 to cover the legal costs that you may incur for claims made under the policy. Family Legal Protection is underwritten by ARAG Legal Protection Limited.
Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (4)
Having an approved burglar alarm house alarm can give you peace of mind in knowing that your property and belongings are protected when you aren’t at home. You can enjoy a 12.5% discount. (5)
We'll be there to help should the worst happen, covering up to €3,500 of call-out charges if the Fire Brigade Service is called to attend your emergency.
We understand that your no claims discount is important to you, so with us, you can make one home insurance claim up to €10,000 in a three-year period without losing your no claims discount.
If your keys are stolen we will replace your door locks, up to a maximum of €1,200.
Covers loss or damage to frozen food up to €1,000.
4) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
5) Discounts are applied consecutively and are subject to a minimum premium. Must be fitted to EN50131 (old IS199) standards and installed by an intruder alarm company approved by the National Standards Authority of Ireland. The installer should hold a P.S.A. (Private Security Authority) licence.
Our Home Insurance
Let us protect your house, while you make it a home. Here is a quick snapshot Buildings & Contents Home Insurance, features and benefits, as well as optional benefits available. Find out more here.
Get a QuoteExtra Care Option
Family Legal Protection is an optional extra that offers help and advice with the most common legal problems. For an additional premium, it will pay up to €65,000 to cover the legal costs that you may incur for claims made under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts.
- Legal defence Provides legal defence for you for employment discrimination, motoring, civil or criminal prosecutions. - Contract disputes Will help and advise you if you need to pursue a claim following the purchase of goods or services that were not fit for purpose.
- Personal Injury Will help you to pursue claims for physical injury or accidental death.
- Property protection We will pursue claims if your home or personal possessions are damaged. It will also cover any problems arising from nuisance or trespass on your property.
Family Legal Protection is available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy. Family Legal Protection is underwritten by ARAG Legal Protection Limited
How we Help
We know that everyone wants to get great value on home insurance, so we offer competitive prices, online promotions (6) and a uniquely protected no-claims discount (7) to help lower the cost of cover.
Get the peace of mind that comes with knowing your most valuable asset is protected. If things go wrong, we'll help you take care of the details, from replacing the door locks to refilling the freezer (8).
We reward existing home owners too with our 40% no claims discount (9) if you have held a home insurance policy and are claims free for 5 years.
We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.
6) Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts are applied consecutively, new business only.
7) You can make one claim up to €10,000 in a 3 year period without losing your
no claims discount.
8) Get up to €1,200 to replace door locks. Cover for loss or damage of frozen food up to €1,000.
9) This discount is available if you have held a home insurance policy with no gaps in cover and are claims free
for 5 years.
Tell us what you think about our Home Insurance
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This is my second year insuring my car with An Post Insurance, which is unusual for me. Normally the premium in year 2 is much higher than year 1 & I insure elsewhere! Not so with An Post Insurance. I got a better quote & policy this year. Everything about the entire process was hassle-free. Simple payment method & I received my documents, including insurance disc, in the mail the next day! An Post Insurance are definitely worth checking out... Martina 02 - Sept - 2024
Top 5 Home Insurance FAQs
We've gathered together all the details you need to better understand your home insurance options. Take a look at our home insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
Accidental Damage Cover is an optional benefit available for an additional premium on home insurance plans which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on the carpet, if someone puts their foot through the ceiling.
It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.
If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring. Home Emergency Assistance provides cover for up to €260 per-incident and it is limited to 3 claims per policy year.
This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
Please note, an excess is not payable when using Home Emergency Assistance.
The excess on your Home Insurance Policy refers to the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable to you.
The reinstatement value is the cost of completely rebuilding your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of your home. For more information on calculating the reinstatement value of your house.
Family Legal Protection is an optional extra that offers help and advice with the most common legal problems. It will pay up to €65,000 to cover the legal costs that you may incur for claims made under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts.
Available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.
Family Legal Protection is underwritten by ARAG Legal Protection Limited
Need Help?
An Post Insurance Home Insurance is underwritten by Aviva Insurance Ireland DAC.
