Business Insurance Ireland | Tailored quote

We're Human About Business Insurance

You work hard to make your business a success, and we can help you protect your efforts. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

Wallet-Friendly Business Protection

We know that every business wants to get great value on insurance, so we offer competitive prices and customisable policies to help manage the cost of cover.

Stress-Free Cover

Get the peace of mind of good protection. If things go wrong, our insurers will be there to help you and your business.

Customisable Cover

Our insurers provide care as well as cover with adaptable benefits as well as a range of upgrade options to help you tailor your plan to suit your business.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.

Our Cover Options

Our insurers have designed policies specifically for your business, whether you're in an office, a surgery, or a store. Learn more about how we can help you protect your livelihood. Don't see your business below? Get in touch. We’ve listed just some of our packages here and can offer cover that fits your requirements.

Small & Medium Business | Business Insurance | An Post Insurance

Professional Insurance

It pays to be prepared: this option offers cover for professionals such as IT consultants and quantity surveyors, as well as small businesses with up to eight employees and a turnover of €750,000 or less. Key benefits include public liability (3) and personal accident (4) cover.

Tradesman Insurance| Business Insurance | An Post Insurance

Tradesmen Insurance

Ideal for any trades with an annual turnover under €1.25M and a workforce of ten people or fewer, this covers you, your employees and your customers, as well as the public. Key benefits include cover for construction plant & equipment up to €25,000 and hired-in plant & equipment up to €50,000.

Shop Insurance

This cover helps to protect the assets, earnings and legal liabilities of a variety of retailers, including hairdressers, butchers and food and clothing stores. Benefits include up to €3 million (with option to increase to €6.5 million) for public liability claims and up to €13 million for employer liability claims.

Office and Surgery Insurance

This cover is well-suited to any surgery or office-based business, including solicitors, accountants, estate or travel agents, as well as doctors, dentists and veterinary clinics. It covers the assets and earnings you work hard for, as well as help with legal liabilities(1) and personal accident or assault staff costs(2).

1) Legal liability cover Up to €3 million for public liability claims, excluding professional negligence, with an option to increase. Up to €13 million for employer liability claims.
2) Personal accident assault cover for staff covers up to €10,000 for death, total or permanent loss of one or more limbs total or irrecoverable loss of sight in one or both eyes. Applies to Employers liability cover only.
3) Public Liability cover - Standard indemnity limit of up to €1.3M, with an option to increase to €2.6M & €6.5M. Cover for Temporary Staff up to 50 working days.
4) Personal Accident cover - Death and capital benefits cover up to €2,000. Applies to principals/partners/directors under 75 years.

We value your feedback

This is my second year insuring my car with An Post Insurance, which is unusual for me. Normally the premium in year 2 is much higher than year 1 & I insure elsewhere! Not so with An Post Insurance. I got a better quote & policy this year. Everything about the entire process was hassle-free. Simple payment method & I received my documents, including insurance disc, in the mail the next day! An Post Insurance are definitely worth checking out... Martina 02 - Sept - 2024

An Post Insurance Business Insurance

You work hard to make your business a success, and we can help you protect your efforts. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

Request a Callback

Features and Benefits

Every business is unique, so your insurance should be too. Our team will talk you through your options to help you find a policy specifically for your business, whether you are a tradesman or you're based in an office, a surgery, or a store.

Cover for your Assets

Cover for assets such as your buildings is available on our Shop, Office, and Surgery policies. Our team will be able to assist you in selecting cover to ensure your business assets are covered.

Cover for Employer's Liability

It makes sense to ensure you're covered for legal liability to employees. Employer's Liability cover is available as standard on our Shop, Office, Surgery and Tradesmen policies^ up to a limit of €13M, and is available as a cover upgrade option on our Professional Insurance Policies^.

Cover for your Earnings

Help protect your hard-earned income with insurance cover for gross profit and cash-in-transit up to €10,000 or on your premises.*

Cover for Plants, Tools and Equipment

Tradespeople rely on their equipment every day, so this benefit offers cover for contract works up to €500,000 and construction plant and equipment up to €25,000**.

^Employers Liability cover is standard on Tradesmen and Professional Insurance Policies only where there are employees.
*Available for Office and Surgery Insurance and Shop Insurance Only.
**Available for Tradesmen Insurance Only.

Good to Know

How can I get a Business Insurance quote?

Simply fill out the callback form and one of our agents will call you back as soon as possible to go through a quote with you!

Are fire brigade charges covered for my shop/office/surgery on my policy?

Yes, the cost of fire brigade attendance fees charged by any local authority attending to a fire that results in a claim under your policy are covered up to a maximum of €25,000.

How much is stock such as wines, spirits and tobacco cigarettes covered for in my Shop Insurance cover?

Unless otherwise specified in the schedules, wines, spirits and tobacco cigarettes are covered up to €1,000.

Am I covered if my shop/office/surgery keys are stolen?

Yes – you will be covered up to €2,500 in any one period of insurance for the replacement of equivalent locks at your Shop/Office/Surgery. It is important to note that unless you or an Employee lives on the premises, keys to any safe or strong room must not be left at the Shop/ Office/Surgery when closed for business.

Who can get Professional Insurance?

Professional Insurance is suitable for the likes of IT Consultants and Quantity Surveyors as well as small businesses with no more than 8 employees and an annual turnover of €750,000 or less.