Car Insurance
Win a Brand New Electric Fiat 500** & Drive Away in Style Get Quote *Available at time of display. 15% discount or €50 off car insurance will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to a minimum premium - available here. Discounts applied consecutively, new business customers only. Best Price available online.
Win a Brand New Electric Fiat 500
**All customers who purchase a new car insurance policy between 01.08.24 and 31.01.25 can enter into a promotion with the opportunity to win a brand new Electric Fiat 500e Icon worth over €32,000.
We're Human About Car Insurance
Cars can be complicated, but car insurance doesn't have to be. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
Our Cover Options
We're often asked about the differences between Comprehensive or Third Party, Fire and Theft insurance. Both offer protection and peace of mind, but you might prefer one or the other, depending on your situation. The cost of car insurance may also be a factor. We've outlined our great range of policy options below, so you can choose the cover that's right for you.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.
Up to 75%^ No Claims Discount
On your Car Insurance, if claims free for 5 years.
^Of the four car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only. Subject to a minimum premium - available here.Car Insurance Features and Benefits
You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even upgrade your policy with some of our optional extras such as Open Drive or Key Care Cover (1), for added peace of mind.
Learn more about our car insurance features and benefits in our Help Centre.
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (2).
Third-party cover to drive other private cars that are not owned by you, for those occasions you may need to drive someone else’s car (3).
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (4).
Some of our insurers offer a discount to drivers who have appropriate licences, with zero penalty points for driving offences in the Rep. of Ireland (5).
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Cover for personal belongings stolen from your car to the value of €150 to €775 depending on your Insurer. (6).
Cover for driving within the European Union for up to 31 to 60 days depending on your Insurer.
1) These options are subject to an additional charge; it is not necessary to purchase these upgrades in order to purchase the policy. Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply. Key Cover is administered by
Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland. This cover is available as an optional extra at a charge of €12.60 (incl. government
levy) per policy.
2) Breakdown Assistance is covered as standard for all policies underwritten by Aviva, AIG and FBD. For policies underwritten by Allianz, Breakdown Assistance is only included on Comprehensive cover. Refer to your Policy booklet for applicable terms and conditions relating to Breakdown Assistance Cover.
3) Cover is provided for eligible occupation, age and licence types only. Geographical and vehicle restrictions apply.
4) Applies to third-party
fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva and Allianz policies only. Can be added to Aviva & Allianz third-party fire & theft policies at an additional charge. It is not necessary
to purchase this optional extra in order to purchase a policy.
5) Available on AIG and Aviva car insurance policies only.
6) Available on policies underwritten by Allianz plc if the optional extra Protected No Claims Discount is purchased.
It is not necessary to purchase this optional extra in order to purchase a policy.
Our Car Insurance
Cars can be complicated, but car insurance doesn't have to be. We've outlined our great range of policy options in this video, so you can choose the cover and the benefits that are right for you.
Get a Quote
Tell us what you think about our Car Insurance
Did you get what you needed from us? Give us your feedback and enter a monthly prize draw for a €150 virtual Mastercard.
Link redirects to a website operated by RED C Research who conduct this Survey for An Post Insurance.How we Help
We know that everyone wants great value car insurance, so we offer competitive prices and an online discount to help lower the cost of cover (7).
We offer great cover, with many benefits included as standard. We work with a number of insurers to help you find a policy that suits your needs.
Our insurers provide a wide range of benefits including 24 hour Breakdown Assistance (2). They also offer a bonus if you are claims-free.
We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.
7) Acceptance criteria, T&Cs apply, subject to a minimum premium - available here. Discounts are applied consecutively, new business only.
Are you currently or are you thinking of becoming an electric or hybrid vehicle driver? An Post Insurance is here to support you. Compare your options and learn more about EV maintenance and charging.
Switching to EVWe value your feedback
This is my second year insuring my car with An Post Insurance, which is unusual for me. Normally the premium in year 2 is much higher than year 1 & I insure elsewhere! Not so with An Post Insurance. I got a better quote & policy this year. Everything about the entire process was hassle-free. Simple payment method & I received my documents, including insurance disc, in the mail the next day! An Post Insurance are definitely worth checking out... Martina 02 - Sept - 2024
Top 5 Car Insurance FAQs
We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are a certain age and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply. Please see your specific Underwriter below for further details.
AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.
FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.
Allianz Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged between 30 to 70, holding a full clean Irish, UK or EU driving licence & no more than 6 penalty points or 2 fixed charge notices.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim.
Allianz policies, Stepback included as standard. For full breakdown of their NCD scales please see their policy booklet here.
For AIG, Aviva & FBD your No Claims Discount will reduce as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have either one or two unlimited claims in a three year period, without losing your No Claims Discount depending on your policy underwriter. (We will not take account of windscreen, fire or theft claims.)
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, and depending on your Policy Underwriter, Protected No Claims Discount with Step-Back option allows you to have either one or two unlimited claims in a three-year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
For subsequent claims, the Step-Back No Claims Discount will then apply.
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.
